Why use a MyCbi broker

Our role is to help you to find the best product to suit your needs, giving you impartial advice on products, and steering you through the application process. Once you have successfully obtained your goal, your MyCbi broker will be willing to continue to monitor the market to make sure you are getting the best deal.

It's important for your businesses to get the right kind of finance at the best price.

Using a MyCbi broker can save you a lot of time, as we have specialist market knowledge and will be able to find certain deals that are only available through brokers.

• A mortgage broker acts as an intermediary who sources mortgage loans on behalf of individuals or businesses.
• In the UK anyone offering mortgage brokerage is offering a regulated financial activity; the broker is responsible for ensuring the advice is appropriate for the borrowers' circumstances and is held financially liable if the advice is later shown to be defective.
• Assessment of the borrowers circumstances(Mortgage fact find forms interview). This may include assessment of credit history (normally obtained via a credit report) and affordability (verified by income documentation).
• Assessing the market to find a mortgage product that fits the clients needs. (Mortgage presentation/recommendations)
• Applying for a lenders agreement in principle (pre-approval)
• Gathering all needed documents (pay stubs/payslip's, bank statements, etc.),
• Completing a lender application form.
• Explaining the legal disclosures.
• Submitting all material to the lender.

Please ask any question in total confidence

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE.